Risk Appetite Framework & Portfolio Management -Profitability- Senior Manager

Overview Join to apply for the Risk Appetite Framework & Portfolio Management -Profitability- Senior Manager role at BBVA .

Responsibilities Define the Risk Appetite Framework (RAF), adapting it to the Strategic Plan, market dynamics, and regulatory developments.

Monitor key RAF metrics in terms of solvency, liquidity, and profitability.

Steer asset allocation across portfolios within RAF boundaries to optimize risk-adjusted returns and capital deployment.

Lead the profitability function : design the framework, ensure robust analytics and governance, and embed risk-adjusted profitability in decision-making across the Group.

What We Offer A strategic position within BBVA’s Global Risk Management, directly contributing to the design and monitoring of the Group’s Risk Appetite Framework.

A collaborative, innovative, and dynamic environment with exposure to senior leadership.

Professional growth and career development opportunities within a leading global financial institution.

Legal Requirements Applicants should meet all legal and regulatory requirements for the position and be willing to undergo relevant background checks if required.

About the Position As a Senior Manager specialized in profitability analysis, you will be part of a highly strategic, visible, and dynamic function within GRM, interacting with multiple areas of the Group. The role requires a high level of ownership, influence, and seniority to operate effectively in a fast-changing environment.

Key Responsibilities Design and evolve profitability metrics within the RAF, ensuring alignment with BBVA’s corporate strategy, regulatory requirements, and industry trends.

Prepare executive-level analyses, reports, and presentations on profitability for the Group CRO, supporting executive forums, risk committees, supervisory meetings, and strategic discussions.

Foster cross-functional collaboration, coordinating with GRM and Group teams on profitability initiatives in risk management.

Leverage BBVA’s ADA (AWS-based) data platform to access and transform large-scale datasets, build models and scenario analyses, and deliver advanced reporting.

Own ongoing profitability monitoring, including maintenance and continuous improvement of the current profitability web / portal (content, data feeds, controls, and user experience).

Who We’re Looking For Qualifications & Experience :

Bachelor’s or Master’s in Mathematics, Engineering, Economics, Business Administration or related fields.

5+ years in risk management, corporate strategy or financial transformation at top-tier financial institutions or global organizations.

Proven expertise in risk management, regulatory developments and profitability analysis.

Advanced database management & analytics in ADA (AWS BBVA) for financial and risk use cases.

Strong track record leading multidisciplinary strategic projects with senior leadership exposure.

Key Skills & Competencies Strategic mindset; analytical excellence; project leadership; communication & influence with senior stakeholders.

Teamwork, commitment, and a proactive attitude.

Fluency in English (C1) and Spanish.

Proficiency in Google Workspace and / or Microsoft Office.

Preferred (nice to have) SQL, Python / PySpark; cloud data engineering practices.

RAF / ICAAP / SREP; stress testing; risk-adjusted profitability (RORC, RAROEC, RoTE, EVA).

Data quality / governance and modelrisk practices; data visualization (Tableau / Looker / Power BI).

Habilidades Empatía, Ética, Innovación, Pensamiento proactivo

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