Principal Software Engineer, Architecture

Overview

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

What You'll Do

In this role, you will be a senior member of Affirm's Architecture Group, reporting directly to the Head of Architecture with a dotted line to Affirm's EU leadership. You will own the architecture, technical roadmap, and delivery outcomes that enable Affirm's international expansion, with particular focus on compliance and localization, cross-border trade, and country-specific payments and KYC requirements. You will also play a critical role in building Affirm's technical leadership bench in Europe, mentoring senior ICs and formally establishing a strong EU-based tech leads group.

You will serve as the accountable technical leader for Affirm's European expansion, ensuring that our platform and systems are built to operate reliably, securely, and compliantly across diverse markets.

What You'll Do

• Drive the long-term technical vision for Affirm's international expansion, with emphasis on compliance, localization, payments, and cross-border trade.
• Lead architectural strategy and roadmap definition for Europe in collaboration with domain tech leads, the broader Architecture Group, and EU leadership.
• Ensure Affirm's systems are adaptable to country-specific requirements, including payments infrastructure, KYC / AML regulations, and localization needs.
• Define and uphold standards for design and code quality through reviews, mentoring, and hands-on architectural guidance.
• Partner with Product and Engineering leadership to influence international product direction and align business goals with robust system architecture.
• Guide cross-functional teams to deliver end-to-end solutions that integrate seamlessly with global Affirm platforms.
• Mentor and support senior ICs in Europe, building and sustaining a high-performing EU tech leads group.
• Foster a culture of technical excellence, inclusivity, and rigor across Affirm's European engineering teams.
• On-Call Rotation - There would be an on-call rotation for this role as a requirement.

What We Look For

Compensation & Benefits

Base Pay Grade - T

Equity Grade - 12

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents). In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

ESP base pay range per year : €133,000 - €173,000

Additional benefits include :

Location - Remote Spain

We are able to offer visa sponsorship for this role, but do require that someone is based in Spain for the role.

#LI-Remote

Additional

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re proud to offer competitive benefits anchored to our core value of people come first. Highlights include :

We believe it’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

(For U.S. positions that could be performed in Los Angeles or San Francisco) Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read Affirm's Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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