Credit Risk Analytics Specialist

The Risk team is at the very heart of Younited strategy by being in charge of credit risk.

The team’s mission is to support Younited hypergrowth while optimizing risk to ensure that we stay within our risk appetite. Risk strategy has a massive impact on our Personal and Point of Sales business plans and must be managed to enable :

• Strong and high quality origination
• Risk levels in line with our risk appetite
• Robust and innovative instant granting product

The Risk team is an energetic international team leveraging state-of-the-art AI tools to design and run our global decision engine.

Always open to new ideas and with a strong sense of supportive and collaborative team spirit, the Risk team is fully result oriented, committed to realizing our ambition of providing the best solution of automatic credit decision in Europe!

Your responsibilities

The Business Unit Risk manager will be responsible for leading the implementation of the risk strategy within the business unit. In close collaboration with the Central Risk team, the Business Unit Risk Manager is responsible for developing, implementing, and overseeing the company’s risk management framework. This role involves identifying, assessing, and mitigating credit risks across all areas of the business.

Your daily activities will include :

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