Overview
Corporate Credit Analyst at Elavon Europe
At U.S. Bank, we’re on a journey to do our best. Helping customers and businesses to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways—that’s what we call the courage to thrive. A career with U.S. Bank gives you opportunities to discover what makes you thrive, try new things, and learn from Day One.
As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building platforms and ecosystems that help over 1.5 million customers around the world achieve their financial goals. We offer tailored payment solutions powered by the latest technology, covering transaction processing, customer service, innovation, and new product launches. We value partnering with our customers, our communities, and each other.
Responsibilities
Job Description
- Responsible for conducting credit analyses including gathering, analyzing and interpreting all types of credit information on the existing portfolio as well as new customer underwriting. The data collected may include financial statements, credit reports, industry research, and tax returns. Prepares and presents credit reports to the person(s) responsible for making credit decisions.
- Sets up and maintains databases used to analyse accounts and / or portfolios.
- Responsible for monitoring accounts to identify potential risk to mitigate losses to Elavon.
- Prepares and presents credit reports to the person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios.
- Generally, furnishes information relative to credit inquiries to appropriate parties.
Main Duties
Analyse both existing and prospective customers with exposure above €1MMComplete financial and business analysis reports within our systems or in written form as requiredWork closely with our Customer Due Diligence & Fraud, Collections, Chargebacks Departments when requiredMake credit decisions on the cases assignedDeal with customers and Sales team on a range of credit & risk issuesEffective time management and ability to meet deadlinesGood team playerAbility to identify when an issue needs to be escalatedPositive approach and the ability to be self-motivatedSupport management with tasks as necessaryBasic Qualifications
Bachelor's degree, or equivalent work experienceTwo years of related experienceStrong verbal and written communication skills in EnglishKindly ensure that your CV and application are submitted in EnglishPreferred Skills / Experience
Ability to read and interpret financial statementsAccuracy and attention to detailAbility to work in a fast-paced environmentGood Microsoft Office SkillsExcellent interpersonal skills and customer serviceProven track record of dealing with difficult customer queries and providing excellent customer serviceAlternative language skills are an advantage but not a requirementThe role offers a hybrid / flexible schedule, with an in-office expectation of 3 or more days per week and flexibility to work outside the office location for the other days.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits
We offer a dynamic, diverse working environment with a range of benefits to protect your health and financial security, and opportunities for career growth and development.
Posting may be closed earlier due to high volume of applicants.
EEO statement : We are an equal opportunity employer. Referrals increase your chances of interviewing at Elavon Europe.
Location : Boadilla del Monte, Community of Madrid, Spain
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