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Corporate Credit Analyst

Corporate Credit Analyst

Elavon EuropeMadrid, Comunidad de Madrid, España
Hace más de 30 días
Descripción del trabajo

Overview

Corporate Credit Analyst at Elavon Europe

At U.S. Bank, we’re on a journey to do our best. Helping customers and businesses to make better and smarter financial decisions, enabling the communities we support to grow and succeed in the right ways—that’s what we call the courage to thrive. A career with U.S. Bank gives you opportunities to discover what makes you thrive, try new things, and learn from Day One.

As a wholly owned subsidiary of U.S. Bank, Elavon is committed to building platforms and ecosystems that help over 1.5 million customers around the world achieve their financial goals. We offer tailored payment solutions powered by the latest technology, covering transaction processing, customer service, innovation, and new product launches. We value partnering with our customers, our communities, and each other.

Responsibilities

Job Description

  • Responsible for conducting credit analyses including gathering, analyzing and interpreting all types of credit information on the existing portfolio as well as new customer underwriting. The data collected may include financial statements, credit reports, industry research, and tax returns. Prepares and presents credit reports to the person(s) responsible for making credit decisions.
  • Sets up and maintains databases used to analyse accounts and / or portfolios.
  • Responsible for monitoring accounts to identify potential risk to mitigate losses to Elavon.
  • Prepares and presents credit reports to the person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios.
  • Generally, furnishes information relative to credit inquiries to appropriate parties.

Main Duties

  • Analyse both existing and prospective customers with exposure above €1MM
  • Complete financial and business analysis reports within our systems or in written form as required
  • Work closely with our Customer Due Diligence & Fraud, Collections, Chargebacks Departments when required
  • Make credit decisions on the cases assigned
  • Deal with customers and Sales team on a range of credit & risk issues
  • Effective time management and ability to meet deadlines
  • Good team player
  • Ability to identify when an issue needs to be escalated
  • Positive approach and the ability to be self-motivated
  • Support management with tasks as necessary
  • Basic Qualifications

  • Bachelor's degree, or equivalent work experience
  • Two years of related experience
  • Strong verbal and written communication skills in English
  • Kindly ensure that your CV and application are submitted in English
  • Preferred Skills / Experience

  • Ability to read and interpret financial statements
  • Accuracy and attention to detail
  • Ability to work in a fast-paced environment
  • Good Microsoft Office Skills
  • Excellent interpersonal skills and customer service
  • Proven track record of dealing with difficult customer queries and providing excellent customer service
  • Alternative language skills are an advantage but not a requirement
  • The role offers a hybrid / flexible schedule, with an in-office expectation of 3 or more days per week and flexibility to work outside the office location for the other days.

    If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

    Benefits

    We offer a dynamic, diverse working environment with a range of benefits to protect your health and financial security, and opportunities for career growth and development.

    Posting may be closed earlier due to high volume of applicants.

    EEO statement : We are an equal opportunity employer. Referrals increase your chances of interviewing at Elavon Europe.

    Location : Boadilla del Monte, Community of Madrid, Spain

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    Corporate Credit Analyst • Madrid, Comunidad de Madrid, España

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