Provisioning Risk Leader

Job Overview

The Provisioning and Risk Analytics Lead plays a pivotal role in managing the efficiency of IFRS 9 provisioning processes across the organization.

This senior position involves provision forecasting, budgeting, portfolio risk analysis, and supporting official risk reporting for management needs. The successful candidate will work closely with finance teams, auditors, and cross-country stakeholders to ensure the integrity and consistency of risk metrics.

Key Responsibilities

Lead the process of IFRS 9 provision calculations across multiple regions (EU & LatAm)

Own and oversee provision forecasting and budgeting processes

Prepare and validate data for external and internal audits

Coordinate and support the preparation of official risk reports

Ensure the integrity and consistency of risk metrics (e.g. PD, LGD, transition matrices, COR, RR)

Collaborate closely with Finance, Data, and Risk teams across regions

Contribute to automation and optimization of provisioning workflows

Support model development and monitoring initiatives where applicable

Required Skills and Qualifications

Advanced SQL skills

Solid understanding of IFRS 9 for retail loan portfolios

Strong analytical skills in portfolio and risk analysis

Experience with official risk reporting standards

Hands-on experience working with financial statements and audit requirements

Experience with Tableau or other Business Intelligence tools (a plus)

Benefits

Private health and dental insurance

Discounted gym membership

Freedom to work from home two days a week

Kitchen with free coffee and fruit each Monday, Wednesday and Friday and snacks

Team building activities and work in an international and passionate environment

About This Opportunity

This is a unique chance to join a company that values innovation and talent. If you are looking for a challenging role that offers opportunities for growth and development, this could be the perfect fit for you.

Required

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