ROLE PURPOSE : To collect, organize, and interpret statistical information to inform specific actions. You will also monitor performance and quality control plans to identify areas for improvement.
PRIMARY RESPONSIBILITIES
- Monitor key credit card portfolio metrics such as approval rate, application volumes, conversion rates, delinquency, charge-off, and cost of risk.
- Conduct regular portfolio analysis including segmentation and vintage / cohort analysis.
- Test and evaluate external data providers or decision tools (e.g., credit bureaus, fraud prevention systems, income verification services), supporting their integration into decision-making processes.
- Support the development and enhancement of risk strategies (acquisition, limit management, collections, cross-sell).
- Participate in designing and testing new scoring models and underwriting policies.
- Collaborate with Data Science, Collections, Marketing, Product, and IT teams.
- Prepare dashboards and presentations for management.
KNOWLEDGE & SKILLS
Strong analytical and mathematical skills; at least 3 years of experience in credit risk, portfolio analytics, or scorecard development, ideally in the credit cards segment.Proficiency with databases and statistics (SQL, Python) – minimum 3 years of experience.Experience with data visualization tools (Tableau, Looker, etc.).Proactive approach with a proven record of implementing proposals that impact Risk KPIs.High attention to detail and good organizational skills.Analytical mindset with the ability to derive insights from data.Solid understanding of the credit lifecycle (application to default).Experience with statistical analysis packages (Python, SPSS, SAS, etc.).Methodological working style with the ability to prioritize tasks effectively.PREFERRED QUALIFICATIONS & EXPERIENCE
Degree in Statistics, Mathematics, Economics, Data Science, or related field involving math.Fluent in English.At least 3 years of experience as a Data or Credit Analyst within a Risk Department.Ability to work independently and manage multiple priorities.Strategic and analytical mindset.BENEFITS
Private health and dental insurance.Discounted gym membership.Flexible work from home options (two days a week).Kitchen with free coffee, fruit, and snacks on designated days.Team building activities in an international environment.Don’t miss the opportunity to join a company that values innovation and talent! Take your career to the next level with us.
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