Overview Job Title : Risk Data Analyst - Credit Portfolio Specialist
The Role : To gather, organize and interpret statistical information to drive informed decision-making. You will also monitor performance and quality control plans to identify areas for improvement.
Responsibilities Monitor key credit card portfolio metrics : approval rate, application volumes, conversion rates, delinquency, charge-off, cost of risk, etc.
Coverage performance and compliance monitoring of data systems in line with company policies
Test and evaluate external data providers or decision tools (e.g., credit bureaus, fraud prevention systems, income verification services), and support their integration into the decision-making process.
Qualifications A strong analytical and mathematical mind – at least 3 years of experience in credit risk, portfolio analytics, or scorecard development — ideally in the credit cards segment
Strong Knowledge of :
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Senior Risk Analyst • Madrid, Madrid, SPAIN