Legal Affairs Manager

Overview FCE Bank plc is seeking an experienced, Spain-qualified lawyer to join its Legal Affairs team supporting the Madrid branch. This is a strategic role within a dynamic, international automotive finance environment, offering the opportunity to shape legal operations and ensure regulatory compliance across retail, leasing, and dealer financing activities.

Responsibilities Provide legal support to the Dealer Credit and Retail Operations teams, including drafting and negotiating wholesale financing agreements, security instruments, and dealer network contracts

Draft, review, and update retail and leasing contracts for customers, ensuring compliance with Spanish consumer credit laws and relevant EU directives

Advise on credit bureau reporting, banking transparency, and data privacy matters, including customer rights and verification processes

Manage customer complaints, litigation, and alternative dispute resolution procedures, including interactions with Banco de España, AEPD, and other regulatory bodies

Review and approve advertising campaigns, marketing materials, and informational brochures to ensure legal and regulatory compliance

Draft and negotiate supplier and partner agreements, including those with insurance intermediaries and financial institutions

Monitor and implement regulatory and legislative changes affecting the Spanish financial services sector, coordinating with internal stakeholders to ensure timely compliance

Support corporate governance activities, including preparation of Board and Shareholder meeting documentation and compliance checks

Qualifications Qualified lawyer in Spain with established experience post qualification, ideally within the banking, financial services, or automotive finance sectors

Strong knowledge of consumer credit, earmarked credit, and insurance distribution regulations, including Ley de Crédito al Consumo, Ley de Distribución de Seguros, RGPD, and relevant EU directives

Experience with captive finance operations and understanding of dealer network structures. Familiarity with anti-money laundering (AML), data protection, and regulatory reporting obligations (e.g., Banco de España, AEPD)

Excellent communication skills in Spanish and English (minimum B2 level), with the ability to convey complex legal concepts to non-legal stakeholders

Proactive, collaborative, and solution-oriented mindset with strong analytical and problem-solving skills

Proficient in Microsoft Office, especially Excel and PowerPoint, with strong attention to detail and time management

Additional Information The Company is committed to diversity and equality of opportunity for all and is opposed to any form of less favourable treatment or harassment on the grounds of race, religion or belief, sex, marriage and civil partnership, pregnancy and maternity, age, sexual orientation, gender reassignment or disability.

This position is based in Madrid, and it is expected the successful candidate will be able to attend the Madrid office for typically 4 days a week and remain flexible on the days they are required to attend the office according to business requirements.

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