Software Engineer

Overview

We’re on a mission to make money work for everyone. We’re moving away from the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award-winning customer service, we have a long history of creating magical moments for our customers. We’re not about selling products—we want to solve problems and change lives through Monzo.

Barcelona, Spain | Base salary for this role depends on experience + stock options | Hybrid model : 3 days a week in the office

About our Engineering Teams

We have over 400 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company. These range from the products our customers use everyday to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data, to name just a few areas. As a bank, there is scope for impact across a huge number of opportunities.

This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you’ll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more!

Together you’ll build and support a particular part of Monzo. Our squads belong to our wider collective (a word we use to describe self-governing business units of ~100 people). They are; Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security & Expansion.

They’re all looking for additional Backend Engineers right now. We do a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need!

Our backend engineers have a variety of different backgrounds. As long as you enjoy learning new things, we’d love to talk to you. We do not ask for formal qualifications or degree requirements for any of our engineering roles.

You should apply if

• you have strong experience working on the backend of a technology product
• you want to be involved in building a product that you (and the people you know) use every day
• you have a product mindset : you care about customer outcomes and you want to make data-informed decisions
• you’re comfortable working in a team that deals with ambiguity
• you’re interested in distributed systems and writing resilient software
• you have some experience with strongly-typed languages (Go, Java, C, Scala etc.).
• you think you’d enjoy the kind of work we’re doing

We’re looking for L40 Engineers at the moment; you can read more in our Engineering Progression Framework. You will be interviewed across the whole framework, so if you're not sure what level you're aiming for, chat to your recruiter!

Not ticking every box? That’s totally okay! We’re dedicated to creating a diverse and welcoming team. If you’re passionate about this role and keen to learn and grow with us, we encourage you to apply— even if you don’t have everything listed just yet. Drop us your application, we’d love to hear from you!

What you’ll be working on

Go to write our application code (we use Go); we are technically agnostic and do not require prior knowledge. You will be fully supported in our onboarding to get up to speed in the below :

The Interview Process

Our average process takes around 4 weeks but we will always work around your availability.

You will have the chance to speak to our recruitment team at various points during your process; if you have any specific questions ahead of this please contact

One of our engineers has written a detailed blog on their experience through this process; for extra details, hints and tips please see the blog.

What’s in it for you

Base salary range for this role depends on experience + equity + stock options & benefits

We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.

Learning budget of £1,000 a year for books, training courses and conferences

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

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