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Junior Financial Analyst

Junior Financial Analyst

BelmoneyMadrid, Area Metropolitana (comarca), España
Hace 2 días
Descripción del trabajo

About Belmoney

Belmoney is a licensed European payment institution headquartered in Brussels, specializing in international remittances and digital payment solutions.

We are looking for a Junior Financial Analyst to join our Finance team in Madrid. This is an exciting opportunity for a motivated professional to grow within a fast-paced fintech environment, gaining hands-on experience in financial operations, treasury processes, and liquidity management.

Key Responsibilities

  • Support daily financial and treasury operations, including cash allocation, initiating transactions, monitoring receivables, performing cash-closing reconciliations, and assisting with supplier-related tasks.
  • Prepare and deliver daily liquidity and cash position reports, ensuring accuracy and highlighting variances and risks.
  • Record and track FX sales and settlements, maintaining compliance with internal policies and ensuring accurate data.
  • Monitor funding requirements across corridors to guarantee timely settlement of remittance flows with banks, payers, and partners.
  • Assist in the management of cash positions across multiple bank accounts and currencies, ensuring optimal allocation of funds.
  • Track and control settlement cycles with international partners, identifying delays or mismatches and escalating when necessary.
  • Collaborate with cross-functional teams (Operations, Compliance, Accounting, and BI) to ensure smooth financial flows and timely information exchange.
  • Contribute to improving processes, dashboards, and internal controls related to liquidity and treasury operations.
  • Assist in the preparation of management reports on cash flow, funding requirements, FX exposure, and operational results.
  • Provide ad-hoc financial analysis (e.g., corridor profitability, liquidity forecasting, FX performance) to support decision-making by senior management.

What We’re Looking For

  • Bachelor’s degree in Finance, Economics, Accounting, Business, or related field.
  • Strong analytical and quantitative skills, with great attention to detail.
  • Proficiency in Excel / Google Sheets; knowledge of BI or data visualization tools is a plus.
  • Fluent in English; Portuguese or other European language is a plus.
  • Interest in payments, fintech, and cross-border money transfers.
  • Ability to work with daily deadlines in a fast-paced environment.
  • Strong communication skills and a proactive, hands-on attitude.

    • What We Offer

  • Exposure to a dynamic fintech environment, working closely with senior finance and treasury leaders.
  • Opportunity to develop expertise in liquidity management, FX, settlement, and treasury operations.
  • International and multicultural work environment across Belgium, Spain, Luxembourg, and beyond.
  • Career growth opportunities in a rapidly expanding company.

    • Location : Madrid, Spain — full-time, in-office

    Contract Type : Full-time

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    Financial Analyst • Madrid, Area Metropolitana (comarca), España