Senior Product Manager - Cards Payments Optimization
Senior Product Manager role focused on Card Payments Optimization at dLocal. Leading efforts to maximize approval rates and overall performance of card payment flows by launching features, leveraging network capabilities, and delivering innovative solutions that help merchants convert more transactions.
Overview
This role sits at the intersection of product innovation, data-driven optimization, and deep card payments expertise. You will work with card networks, acquirers, and merchants to identify high-impact improvements — from implementing network tokenization to optimizing retry logic — and bring them to market at scale.
Responsibilities
- Own the vision, strategy, and roadmap for card payments optimization, with a focus on increasing approval rates and transaction success
- Launch and scale high-impact card payment features such as network tokenization, account updater, optimized routing, and advanced retry logic
- Partner with card networks (Visa, Mastercard, etc.) and acquirers to leverage the latest capabilities and best practices
- Collaborate with engineering, data, and merchant-facing teams to design and implement optimizations
- Conduct in-depth analysis of approval and decline patterns to uncover opportunities for improvement
- Work closely with merchants to align on optimization strategies and tailor solutions to their markets and business models
- Design experiments, A / B tests, and rollout plans to validate performance improvements before scaling
- Monitor competitive trends and regulatory changes impacting card payments in emerging markets
Skills & Qualifications
7+ years of product management experience in payments, fintech, or related fieldsDeep understanding of card payment flows, including authorization, settlement, and network capabilitiesTrack record of delivering measurable improvements in card payment performanceStrong analytical skills with experience using data tools (e.g., SQL, BI platforms) to drive decisionsExcellent relationship management skills with external partners such as card networks and acquirersProven ability to prioritize and deliver high-impact product changes in fast-paced environmentsWhat we offer
Remote work : work from anywhere or one of our offices around the globeFlexibility : flexible schedules and performance-driven environmentFintech industry : dynamic and evolving environment with opportunities to buildReferral bonus programLearning & development : Premium Coursera subscriptionLanguage classes : free English, Spanish, or Portuguese classesSocial budget : monthly budget to engage with your teamdLocal Houses : support for international collaboration and travelFor Montevideo-based non-IT roles, 55% monthly office attendance is requiredDetails
Seniority level : Not ApplicableEmployment type : Full-timeJob function : Product Management and MarketingApplication
After you apply, our Talent Acquisition team will review your CV and keep you posted by email at every step of the process. You can also explore dLocal on our webpage, LinkedIn, Instagram, and YouTube for more information.
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