Talent.com
Risk Analyst BNPL

Risk Analyst BNPL

ID FinanceCequelinos, Galicia, Spain
Hace 7 horas
Descripción del trabajo

As our new Risk Analyst BNPL, you will organize and interpret statistical information to transform to specific actions. You will also monitor performance and quality control plans to identify improvements.

PRIMARY RESPONSIBILITIES

  • Monitor key BNPL / credit cards portfolio metrics : approval rate, application volumes, conversion rates, delinquency, charge-off, cost of risk, etc.
  • Conduct regular portfolio analysis : segmentation, vintage / cohort analysis.
  • Test and evaluate external data providers or decision tools (e.g., credit bureaus, fraud prevention systems, income verification services), and support their integration into the decision-making process.
  • Support the development and enhancement of risk strategies (acquisition, limit management, collections, cross-sell).
  • Participate in the design and testing of new scoring models and underwriting policies.
  • Collaborate closely with Data Science, Collections, Marketing, Product, and IT teams.
  • Prepare dashboards and presentations for the management.

KNOWLEDGE & SKILLS

Skills :

  • Strong analytical and mathematical skills and mind – at least 3 years of in credit risk, portfolio analytics, or scorecard development — ideally in the BNPL segment
  • Strong Knowledge of and experience with databases and statistics (SQL, Python) – at least 3 years of experience.
  • Data visualization packages (Tableau, Looker, etc.).
  • Proactive approach – you have proven experience in implementing your own proposals to impact visibly Risk KPIs.
  • High attention to detail.
  • Good organisational / time management skills.
  • Team player.
  • Knowledge / Abilities :

  • Analytical mindset, strong attention to detail and ability to get insights out of data.
  • Solid understanding of the credit lifecycle (application → usage → repayment → default).
  • Knowledge of statistics and experience using statistical packages for analyzing datasets (Python, SPSS, SAS etc.).
  • Methodological way of working and ability to cope with competing demands and prioritize tasks accordingly.
  • PREFERRED QUALIFICATIONS & EXPERIENCE

  • Degree in Statistics or Mathematics or a related subject involving math’s, such as economics or data science.
  • Fluent English - spoken and written.
  • At least 3 year of experience as Data Analyst / Credit Analyst within Risk Department.
  • Ability to work independently and manage multiple priorities.
  • Analytical and strategic mindset.
  • BENEFITS

    💪 Private health and dental insurance

    👟 Discounted gym membership

    💻 Freedom to work from home two days a week

    🍎 Kitchen with free coffee and fruit each Monday, Wednesday and Friday and snacks

    🌍 Team building activities and work in an international and passionate environment

    Don’t miss the opportunity to be part of a company that values innovation and talent!

    Join us and take your career to the next level 🚀

    Crear una alerta de empleo para esta búsqueda

    Risk Analyst • Cequelinos, Galicia, Spain

    Ofertas relacionadas
    • Oferta promocionada
    Consultant - Market Risk and Valuation of Financial Instruments

    Consultant - Market Risk and Valuation of Financial Instruments

    NTT DATA Europe & LatamCequelinos, Galicia, Spain
    Actualmente buscamos un / a Consultor de negocio.Corporate & Investment Banking.Riesgo de Mercado y Valoración de Instrumentos Financieros. Apoyamos a nuestros clientes en la definición y ejecución de...Mostrar másÚltima actualización: hace 2 días
    • Oferta promocionada
    Oracle Cloud Financials Lead

    Oracle Cloud Financials Lead

    Next VenturesCequelinos, Galicia, SPAIN
    Our client is undertaking a significant digital transformation programme to implement Oracle Cloud ERP, replacing legacy Finance, HR, Payroll, and Procurement systems. This strategic initiative will...Mostrar másÚltima actualización: hace 3 días
    • Oferta promocionada
    Research Associate / PhD Researcher – Cybersecurity & Blockchain

    Research Associate / PhD Researcher – Cybersecurity & Blockchain

    AIMEN Centro TecnológicoPorriño, Galicia, Spain
    AIMEN is a multi-sector Innovation and Technology Centre that develops R&D&I activities and provides technological services to the industry in the fields of Materials, Advanced Manufacturing proces...Mostrar másÚltima actualización: hace 2 días
    • Oferta promocionada
    Business Risk Manager ( Wealth & Trading)

    Business Risk Manager ( Wealth & Trading)

    RevolutCequelinos, Galicia, España
    People deserve more from their money.More visibility, more control, and more freedom.Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, ...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    3rd Party Risk Manager

    3rd Party Risk Manager

    Audit & Risk RecruitmentCequelinos, Galicia, Spain
    Party Risk Manager - Internal Audit.Audit & Risk Recruitment is partnering with a global financial services business undergoing a period of strong growth and transformation.As part of this expansio...Mostrar másÚltima actualización: hace 2 días
    • Oferta promocionada
    Risk & Opportunities Engineer

    Risk & Opportunities Engineer

    IDOM Consulting, Engineering, ArchitectureCequelinos, Galicia, España
    Quieres desarrollarte en una empresa donde los valores fundamentales son el Cliente, la Persona y el Desarrollo Profesional? Si te identificas con esto ¡sigue leyendo!. Metals & Minerals en nuestras...Mostrar másÚltima actualización: hace 1 día
    • Oferta promocionada
    IA Analyst

    IA Analyst

    Grupo TECDATA EngineeringCequelinos, Galicia, España
    Experiencia sólida en análisis funcional de procesos front-to-back en banca corporativa y de inversión.Conocimiento detallado de los flujos documentales del ciclo de vida de las operaciones financi...Mostrar másÚltima actualización: hace 1 día
    • Oferta promocionada
    Risk Engineer (Project Control Department)

    Risk Engineer (Project Control Department)

    Tecnicas ReunidasCequelinos, Galicia, Spain
    Técnicas Reunidas Group (TR) is a leading company in International Oil and Gas Engineering and Construction, specialized in the design, construction and execution management of Industrial Plants wo...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    Crypto Venture Analyst

    Crypto Venture Analyst

    Mundo VentureCequelinos, Galicia, SPAIN
    Mundo Venture is a leading platform for innovation, startups, and venture capital across Latin America.We connect founders, investors, and visionary projects that redefine industries.As we expand i...Mostrar másÚltima actualización: hace 3 días
    • Oferta promocionada
    Junior Business Consultant - AML / CFT

    Junior Business Consultant - AML / CFT

    NTT DATA Europe & LatamCequelinos, Galicia, SPAIN
    Empieza tu carrera en NTT Data como Junior Business Consultant!.Buscamos talento joven con ganas de crecer y especializarse en Prevención del Blanqueo de Capitales y Financiación del Terrorismo (AM...Mostrar másÚltima actualización: hace 3 días
    • Oferta promocionada
    Implementation Analyst

    Implementation Analyst

    Aurum SolutionsBraga, Portugal, Portugal
    Implementation Specialist / Solution Build / Application Support Analyst : Financial Software.Due to our continued rapid growth, we are looking for talented, energetic people to join our dynamic Del...Mostrar másÚltima actualización: hace más de 30 días
    • Oferta promocionada
    Risk Management Specialist

    Risk Management Specialist

    HN Services EspañaCequelinos, Galicia, Spain
    You’ll join a strategic international project as an.Obsolescence and Risk Management Specialist.Your mission will be to monitor the lifecycle of components, manage obsolescence processes, and creat...Mostrar másÚltima actualización: hace 2 días
    • Oferta promocionada
    • Nueva oferta
    IT Risk Compliance

    IT Risk Compliance

    Ubique SystemsCequelinos, Galicia, Spain
    Governance and vulnerability management in applications and containers (Docker, Kubernetes).Risk assessment of new applications from the design phase (Threat Modeling). Advising and supporting devel...Mostrar másÚltima actualización: hace 7 horas
    • Oferta promocionada
    Analista de riesgo de mercado

    Analista de riesgo de mercado

    LognextCequelinos, Galicia, España
    En Lognext llevamos más de 18 años identificando e implementando soluciones tecnológicas prácticas que nos permitan seguir avanzando y optimicen nuestras operaciones, acompañando a los equipos con ...Mostrar másÚltima actualización: hace 1 día
    • Oferta promocionada
    • Nueva oferta
    Cyber Security Cloud Analyst

    Cyber Security Cloud Analyst

    Omega CRM, A Merkle CompanyCequelinos, Galicia, Spain
    Omega CRM Consulting is looking for a Cyber Security Cloud Analyst that would like to collaborate with one of the top global pharmaceutical companies. As member of Cyber Intelligence & Security Oper...Mostrar másÚltima actualización: hace 7 horas
    • Oferta promocionada
    • Nueva oferta
    SOC Analyst

    SOC Analyst

    SQUAD - Cabinet de conseils et d’expertisesCequelinos, Galicia, Spain
    Since 2011, SQUAD Group has been a key player in the cybersecurity landscape.We partner with leading organizations to protect their information systems through a comprehensive 360° offering of cons...Mostrar másÚltima actualización: hace 7 horas
    • Oferta promocionada
    • Nueva oferta
    Senior SOC Analyst

    Senior SOC Analyst

    SQUAD - Cabinet de conseils et d’expertisesCequelinos, Galicia, Spain
    Senior SOC Analyst - Barcelona.Since 2011, SQUAD Group has been a key player in the cybersecurity landscape.We partner with leading organizations to protect their information systems through a comp...Mostrar másÚltima actualización: hace 7 horas
    • Oferta promocionada
    Financial Planning & Control Analyst-Entry Level

    Financial Planning & Control Analyst-Entry Level

    Iberia ExpressCequelinos, Galicia, España
    Fundada en 2012, en la última década nos hemos convertido en la aerolínea low-cost de referencia en Madrid, operando vuelos de corto y medio alcance hacia más de 30 destinos nacionales e internacio...Mostrar másÚltima actualización: hace 1 día