Job Overview
The Provisioning and Risk Analytics Lead plays a pivotal role in managing the efficiency of IFRS 9 provisioning processes across the organization.
This senior position involves provision forecasting, budgeting, portfolio risk analysis, and supporting official risk reporting for management needs. The successful candidate will work closely with finance teams, auditors, and cross-country stakeholders to ensure the integrity and consistency of risk metrics.
Key Responsibilities
- Lead the process of IFRS 9 provision calculations across multiple regions (EU & LatAm)
- Own and oversee provision forecasting and budgeting processes
- Prepare and validate data for external and internal audits
- Coordinate and support the preparation of official risk reports
- Ensure the integrity and consistency of risk metrics (e.g. PD, LGD, transition matrices, COR, RR)
- Collaborate closely with Finance, Data, and Risk teams across regions
- Contribute to automation and optimization of provisioning workflows
- Support model development and monitoring initiatives where applicable
Required Skills and Qualifications
Advanced SQL skillsSolid understanding of IFRS 9 for retail loan portfoliosStrong analytical skills in portfolio and risk analysisExperience with official risk reporting standardsHands-on experience working with financial statements and audit requirementsExperience with Tableau or other Business Intelligence tools (a plus)Benefits
Private health and dental insuranceDiscounted gym membershipFreedom to work from home two days a weekKitchen with free coffee and fruit each Monday, Wednesday and Friday and snacksTeam building activities and work in an international and passionate environmentAbout This Opportunity
This is a unique chance to join a company that values innovation and talent. If you are looking for a challenging role that offers opportunities for growth and development, this could be the perfect fit for you.
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