Junior Financial Analyst

About Belmoney

Belmoney is a licensed European payment institution headquartered in Brussels, specializing in international remittances and digital payment solutions.

We are looking for a Junior Financial Analyst to join our Finance team in Madrid. This is an exciting opportunity for a motivated professional to grow within a fast-paced fintech environment, gaining hands-on experience in financial operations, treasury processes, and liquidity management.

Key Responsibilities

• Support daily financial and treasury operations, including cash allocation, initiating transactions, monitoring receivables, performing cash-closing reconciliations, and assisting with supplier-related tasks.
• Prepare and deliver daily liquidity and cash position reports, ensuring accuracy and highlighting variances and risks.
• Record and track FX sales and settlements, maintaining compliance with internal policies and ensuring accurate data.
• Monitor funding requirements across corridors to guarantee timely settlement of remittance flows with banks, payers, and partners.
• Assist in the management of cash positions across multiple bank accounts and currencies, ensuring optimal allocation of funds.
• Track and control settlement cycles with international partners, identifying delays or mismatches and escalating when necessary.
• Collaborate with cross-functional teams (Operations, Compliance, Accounting, and BI) to ensure smooth financial flows and timely information exchange.
• Contribute to improving processes, dashboards, and internal controls related to liquidity and treasury operations.
• Assist in the preparation of management reports on cash flow, funding requirements, FX exposure, and operational results.
• Provide ad-hoc financial analysis (e.g., corridor profitability, liquidity forecasting, FX performance) to support decision-making by senior management.

What We’re Looking For

What We Offer

Location : Madrid, Spain — full-time, in-office

Contract Type : Full-time