Senior Software Engineer

Overview

We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award-winning customer service, we have a long history of creating magical moments for our customers! We’re not about selling products – we want to solve problems and change lives through Monzo.

Location

Barcelona, Spain | Base salary is dependent on experience, plus stock options | Hybrid model : 3 days a week in the office

About our Engineering Teams

We have over 400 engineers across Monzo who design and build our in-house banking platform. We have big ambitions for the future, and technology plays a big role in creating a bank our customers want, so engineers at Monzo collaborate across disciplines to solve interesting challenges throughout the company. These range from the products our customers use every day to underlying infrastructure, security, payments and finance, customer operations, financial crime, and data. As a bank, there is scope for impact across many opportunities.

Your role

This role is all about collaborating with your team to make a difference to your customers. As a backend engineer you’ll work in a squad alongside other disciplines like product managers, marketers, user researchers, designers, mobile engineers, web engineers, data analysts, business analysts, writers and more. Together you’ll build and support a particular part of Monzo. Our squads belong to our wider collectives (self-governing business units of ~100 people). They are Core Banking, Business Banking, Wealth, Borrowing, Growth, Payments, Platform, Fincrime, Security & Expansion. They’re all looking for additional Backend Engineers right now; we use a standard interview process across all our collectives and at the end we will find the best match for you based on your skills, experience, preferences and aligning with the business need. Our backend engineers come from diverse backgrounds, and we do not require formal qualifications or degree requirements for any of our engineering roles.

You should apply if

• you have strong experience working on the backend of a technology product
• you want to be involved in building a product that you (and the people you know) use every day
• you have a product mindset : you care about customer outcomes and you want to make data-informed decisions
• you’re comfortable working in a team that deals with ambiguity
• you’re interested in distributed systems and writing resilient software
• you have some experience with strongly-typed languages (Go, Java, C, Scala etc.)
• you think you’d enjoy the kind of work we’re doing

We’re on the lookout for L50 Engineers at the moment; you can read more in our Engineering Progression Framework. We will interview you across the whole framework, so if you are not sure what level you are aiming for please chat to your recruiters!

If not ticking every box, that’s totally okay. We’re committed to a diverse and welcoming team and encourage you to apply— even if you don’t have everything listed yet. Drop us your application, we’d love to hear from you!

What you’ll be working on

We hire very technically agnostic, so whilst we use the technologies below we do not expect prior knowledge and you will be fully supported in onboarding to get up to speed :

The Interview Process

Our interview process involves three main stages :

Our average process takes around 4 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process. If you have questions, please contact tech-hiring at monzo dot com.

What’s in it for you

Base salary range for this role is dependent on experience, plus equity, stock options and benefits. We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team. A learning budget of £1,000 a year for books, training courses and conferences.

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re ensuring support for all of our people to grow at Monzo. We’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog and in our 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We’re an equal opportunity employer and all applicants will be considered without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran status, neurodiversity or disability status.

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