Talent.com
TF Bank AB
Credit Specialist (German-speaking) TF Continental · MálagaTF Bank AB • Málaga, ES
Credit Specialist (German-speaking) TF Continental · Málaga

Credit Specialist (German-speaking) TF Continental · Málaga

TF Bank AB • Málaga, ES
Hace 21 días
Descripción del trabajo

The Credit Specialist (German-speaking) role is designed to ensure seamless and effective underwriting of German consumer loan applications and timely handling of debtors. The main purpose of the role is to:



Aumente sus posibilidades de llegar a la fase de entrevista leyendo la descripción completa del puesto y enviando su solicitud sin demora.


  • Conduct thorough analysis of loan applications, including reviewing bank statements and supporting documents, and making final credit decisions beyond the initial automated process.
  • Provide meaningful feedback on potential enhancements to credit policy, based on market experience and observed application trends.
  • Ensure timely and proactive engagement with overdue customers, including daily debtor calls, to mitigate credit risk and safeguard portfolio quality.


Key responsibilities


  • Perform comprehensive loan analysis and underwriting of consumer loan applications. Review supporting documentation such as bank statements, income verifications, and credit bureau data.
  • Provide feedback to improve and refine credit policy and underwriting guidelines.
  • Support daily debtor management activities, including contacting overdue customers by phone and other channels.
  • Monitor repayment behavior and elevate problematic cases when needed.
  • Collaborate closely with the customer service team to ensure smooth loan processing and customer support.
  • Report to and align with the lead Credit Specialist in Tallinn on process improvements, workload, and portfolio performance.


Qualification & Experience


  • Background in financial services, banking, or credit risk management.
  • Fluent German language skills (mandatory) – both written and spoken (C1‑B2 level). Strong command of English for internal communication. xcskxlj
  • Knowledge of local German market practices, customer behavior, and regulatory framework is a strong advantage.
  • University degree in finance, economics, business administration, or equivalent (preferred but not mandatory)


#J-18808-Ljbffr

Crear una alerta de empleo para esta búsqueda

Credit Specialist (German-speaking) TF Continental · Málaga • Málaga, ES

Ofertas similares

Danish Travel Booking Agent, Malaga, Spain

Cross Border TalentsMálaga, Spain
Quick Apply

Imagine waking up every day in the sunny paradise of Málaga, where youll be working just steps away from the golden beaches of the Costa del Sol! This vibrant city is a hub of culture, adventure, a... Mostrar más

Flemish, French, Swedish, Danish and Dutch B2B opportunities in Malaga, Spain

Cross Border TalentsMálaga, AN, Spain
Quick Apply

Exciting B2B Onsite Opportunities in Malaga, Spain!.Are you a talented sales professional fluent in Flemish, French, Swedish, Danish, or Dutch? .Are you passionate about B2B Big Tech sale... Mostrar más

German Account Manager, IT Company - Malaga,Spain

Cross Border TalentsMálaga, Spain
Quick Apply

Join Our Team as an Account Manager in Beautiful Málaga!.Are you looking for a rewarding career with a dynamic IT company, all while soaking in the laid-back Mediterranean lifestyle of Málaga? We'r... Mostrar más

Solution Specialist - Malaga, Spain (Hybrid) - Finnish Speaker

Cross Border TalentsMálaga, Spain
Quick Apply

Exciting Opportunity: Solution Specialist for an international IT Company in Málaga!.Are you passionate about IT solutions and eager to experience the vibrant lifestyle of Málaga? Were looking for ... Mostrar más

Solution Specialist Danish Speaker

CbtalentsMalaga, Spain
Quick Apply

Danish-speaking Solution Specialist.This is a hybrid role where you will support clients with tailored solutions, helping them get the most out of digital products and services in a fast-growing en... Mostrar más

Nordic Client Solutions Specialist – Finnish | Work in Spain

Cross Border TalentsMálaga, Spain
Quick Apply

Solution Specialist (Finnish Speaker).This opportunity is for professionals who want more than just a job title.You'll work at the intersection of technology, business, and human connection, suppor... Mostrar más

iGaming Mergers, Acquisitions & Investments

TalentXDMálaga, Andalusia, Spain

Gaming Mergers, Acquisitions & Investments.At TalentXD Advisory, we connect ambitious organisations across the iGaming value chain with the right investors, buyers, and partners.If you are explorin... Mostrar más

German Customer Support Advisor – Hotel Chain | Malaga, Spain

Work InternationalMálaga, Andalusia, Spain

Are you a Dutch  speaker with a passion for customer service and a love for travel?.If you're looking for an exciting opportunity to work with an amazing hotel chain in.Dutch Customer Support Advis... Mostrar más

Cloud Solutions Specialist Norwegian (Málaga, Spain)

NordicrecruitersMálaga, Spain
Quick Apply

We are seeking a passionate and technically proficient Cloud Solutions Specialist fluent in Norwegian and English to join a vibrant, client-facing role based in Málaga.If you're looking to accelera... Mostrar más

Become a German Engagement Manager in Malaga, Spain!

Cross Border TalentsMálaga, Spain
Quick Apply

Are you a dynamic and customer-focused individual fluent in German (C2) and comfortable in English (B2)? Ready to work in one of the most vibrant and beautiful cities in Spain? This is your chance ... Mostrar más

Solution Specialist (Dutch-speaking) | Malaga

Cross Border TalentsMálaga, Spain
Quick Apply

Are you ready to take your career to the next level by mastering the latest cloud technologies and helping customers transform their businesses? Join a forward-thinking team based in vibrant Malaga... Mostrar más

German-Speaking Account Executive | Madrid, Spain

Cross Border TalentsMálaga, Spain
Quick Apply

Hiring: German-Speaking Account Executive | Madrid, Spain.I'm currently looking for German-speaking professionals to join an international team as an Account Executive in Madrid, Spain.Employment T... Mostrar más

SAP Authorization Consultant – German & English speaking

SD WorxMálaga, Andalucía, Spain

SD Worx is a leading European provider of Payroll & HR services with global reach.We have offices in Europe and Mauritius.Our goal? We bring people solutions to life and turn HR into a value source... Mostrar más

Danish speaking Technical Support Advisor in Malaga, Spain!

Cross Border TalentsMálaga, Spain
Quick Apply

We are currently recruiting for an exciting Danish speaking Technical Support Advisor in Malaga, Spain!.Provide 1st level IT support to the client employees via phone, mail and chat or via self-ser... Mostrar más

Cloud Solution Specialist | Flemish & English (Hybrid in Malaga)

Cross Border TalentsMálaga, Spain
Quick Apply

Set your expertise free where innovation meets impact! Join an international powerhouse in Malaga as a Cloud Solution Specialist and help clients accelerate their digital transformation journeys.If... Mostrar más

Nordic B2B IT Sales Professionals wanted in Malaga, Spain

Cross Border TalentsMálaga, AN, Spain
Quick Apply

Are you passionate about B2B sales and do you have a strong background in IT or customer relationship management? .Are you a C2 level speaker of either French, Finnish, Swedish, Danish, D... Mostrar más