Job Description Responsible for conducting credit analyses including gathering, analysing and interpreting all types of credit information on the existing portfolio as well as new customer underwriting. The data collected may include financial statements, credit reports, industry research, and tax returns. Prepares and presents credit reports to person(s) responsible for making credit decisions. Sets up and maintains databases used to analyse accounts and / or portfolios. Responsible for monitoring accounts to identify potential risk to mitigate losses to Elavon. Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios. Generally, furnishes information relative to credit inquiries to appropriate parties.
Main Duties Analyse both existing and prospective customers with exposure above €1MM
Complete financial and business analysis reports within our systems or in written form as required
Work closely with our Customer Due Diligence & Fraud, Collections, Chargebacks Departments when required
Make credit decisions on the cases assigned
Deal with customers and Sales team on a range of credit & risk issues
Effective time management and ability to meet deadlines
Good team player
Ability to identify when an issue needs to be escalated
Positive approach and the ability to be self-motivated
Support management with tasks as necessary
Basic Qualifications Bachelor\'s degree, or equivalent work experience
Two years of related experience
Strong verbal and written communication skills in English
Kindly ensure that your CV and application are submitted in English
Preferred Skills / Experience Ability to read and interpret financial statements
Accuracy and attention to detail
Ability to work in a fast-paced environment
Good Microsoft Office Skills
Excellent interpersonal skills and customer service
Proven track record of dealing with difficult customer queries and providing excellent customer service
Alternative language skills are an advantage but not a requirement
The role offers a hybrid / flexible schedule, which means there\'s an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days.
If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits We offer an exciting, fast-paced and diverse working environment with employees of many different nationalities. We provide benefits to help you protect your health and financial security; and give you peace of mind. We also invest in your career growth with development resources that give you the opportunity to stretch and shine.
Posting may be closed earlier due to high volume of applicants.
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Corporate Credit Analyst • Madrid, Madrid, SPAIN