Collection Analyst

Overview

Direct message the job poster from 4finance Spain

4finance is one of Europe’s largest digital consumer lenders.

For more than 15 years we have been providing fast and convenient financial solutions in a digital world.

Leveraging automation and data-driven insights, 4finance provides convenient products in a responsible way. We offer various types of loans, designed to meet our customers’ needs.

At 4finance, we have an entrepreneurial mindset, strive for excellence , yet keep things simple . Our business is driven by leading edge technology and our talented people - the most important ingredient of our success. 4finance has created a supportive, rewarding and empowering environment, where employees can grow their talent. We are proud to have a global network of leading experts, who are driven by passion to deliver.

We love what we do!

Join our team! We are looking for a Debit Collection Analyst in Madrid office!

Responsibilities

Prepare daily, weekly, monthly, annual and other periodic reports, as well as other one-off reports on demand.

Perform ad hoc reports and provide analysis support as needed.

Develop analysis and presentations for senior management.

Analyze current business performance and make recommendations for improvement.

Provide accurate reporting and analysis of performance against historical data and budget in order to facilitate decision making.

Support DC management, legal management and financial management related issues.

Support the development and implementation of different projects in collection area.

Put forward proposals for the necessary actions to improve the company’s financial and / or other indexes.

Development and Monitor collection KPI’s (Recovery Rate, PTP and KeptPTP, Gross Efficiency etc.)

Qualifications

University degree in Statistics, Mathematics, Computer Science, Economics, Business Administration, Data analysis, databases, programming, information technology or similar.

Desirable 1 year experience in Financial services, lending businesses, banks, cryptocurrencies, credits. E-commerce, preferably, in a financial institution or a Big 4.

Other skills

High knowledge of databases / data warehouses

SQL. Any dialects (MySQL, PgSQL, MsSQL). CTEs, window functions, hard queries, stored procedures.

Mathematical statistics. Different types of distributions, correlation, regressions, hypothesis testing.

Desirable PowerBI or Tableu, Grafana, Looker, QlikView, Apache Superset.

A / B testing. Split principles, test planning, logging.

Desirable understanding of lending and collection management

We offer

Competitive salary and flexible compensation plan.

Permanent contract.

A great work environment, both inside and outside the office.

Competitive Social Benefits such as : Private medical insurance, Birthday Gift, Gym benefits, baby birth gift..

Flexible working hours : Monday to Thursday from 8 : 00 a.m -10 : 00 am. to (5pm-7pm) and Friday from 9 : 00 a.m. to 3 : 00 p.m, intensive working days in summer : from 8 : 00 a.m to 3 : 00 p.m.

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