Senior Credit Risk Model Analyst

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Senior Credit Risk Model Analyst Apply locations Madrid (Vía de los Poblados) time type Full time posted on Posted 24 Days Ago job requisition id REQ-

At ING we are looking for Senior Credit Risk Models Analyst

Your role and work environment :

We are looking for a talented and enthusiastic Senior Credit Risk Models Analyst to join our Retail Credit Risk Team within ING Risk Domain.

The responsibility of this team is to oversight the risk in the Spanish Retail Lending portfolio during the whole credit lifecycle, and our way of working is 100% flexible, in small subject-expert areas, and with a continuous interaction with international teams.

Your key responsibilities :

As a Credit Risk Model Analyst you will :

Positively contribute to the development and maintenance of IRB & IFRS9 models

Collaborate to identify and mitigate risks through appropriate levels of capital and provisions

Ensure the Retail Lending portfolios growth on a sustainable fashion.

What are we looking for?

Want to know if this job is made for you? These are some of the qualities that we value the most for this role. And if the shoe fits… don’t hesitate to apply!

• Bachelor’s degree or equivalent in Economics, Business, Statistics, Maths or Econometrics.
• Experience on retail lending portfolios, developing / monitoring / validating regulatory credit risk models from banking or consultancy.
• Excellent knowledge of statistics and / or mathematics, as well as programming, preferably in SAS and / or SQL.
• Strong analytical and problem-solving skills. Knowledge of banking and financial industry, preferably on the Retail Lending side.
• Independent, creative and pro-active mind-set. Focus on delivering pragmatic and feasible solutions.
• Fluent English and Spanish language skills.
• Eager to lead projects.

What do we offer?

The time you spend at work, the challenges you face or the lessons you get are very important, but… What about your personal life? At ING we want your work to fulfill you in every way, and that is why we take care of even the smallest details.

Check out what is waiting for you!

Be flexible my friend.

Our model is all about flexibility and accountability. Keeping both our customers and our colleagues’ needs in mind, you determine together which days you work at home and which you come to ING MAD to offer your best self.Do your thing.

Restaurant card.

So that thinking about what to have for lunch doesn’t take up your time or your cravings.

Our house will be your home.

In our offices you can find electric mobility solutions, doctor, hairdresser, gym, The Good Service (to help you with your errands) and much more!

Health insurance.

For you and all your family (spouse / partner and children).

Life insurance.

We help you protect what matters most to you.

Flexible remuneration.

In addition, you will enjoy our flexible remuneration model, through a more tax-advantaged way, you will be able to access other services such as nursery, transport card, training aids…

Free company shuttle.

It doesn't matter where you live. We have 6 routes (North, Central, South, A5, A42 and A6) to get you to our ING office in Madrid comfortably.

Banking benefits.

Special loans with more beneficial conditions.

Special mortgage conditions after 6 months working at the