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Credit Rating Analyst

Credit Rating Analyst

Ethikos 3.0Madrid, Comunidad de Madrid, España
Hace más de 30 días
Descripción del trabajo

Would you like to help increase the financial inclusion of small businesses? Would you like to grow your career with a company that cares about making a positive impact on society?

At Ethikos, we are looking for a Credit Rating Analyst , bilingual in French , for the first European Rating Agency specialised in SMEs, based in Madrid.

What tasks will you perform on a day-to-day basis?

  • Credit risk assessment of SMEs, providing creditworthiness recommendations.
  • Analysis of financial statements, qualitative information and understanding of credit assessment tools.
  • Writing risk assessment reports, synthesising critical factors that support the overall recommendation and establish predictive High Quality models.
  • Contribute to proactively improve internal credit assessment tools.
  • Have high decision making and qualitative credit risk information gathering and assessment skills in the SME field.
  • Plan and organise the workload of the teams to ensure the achievement of the set objectives.

What is essential for this role?

  • Proficiency in advanced French (to be tested).
  • 5 to 8 years of experience in SME credit risk analysis, either in the risk department or as SME commercial management manager, preferably in banking or credit insurers.
  • Technical financial knowledge and knowledge of current European regulations.
  • Ability and agility to recognise and gather valid market information.
  • Degree in Economics and Finance.
  • CFA (Chartered Financial Analyst), CAIA (Chartered Alternative Investment Analyst), CIIA (Certified International Investment Analyst) certifications will be a plus.
  • What does the company offer?

  • Being part of an innovative project at European level with a wide range of development opportunities.
  • Being part of a company with a B-Corp seal focused on the financial inclusion of small companies.
  • Stable project with salary according to experience and development plan.
  • If you are interested in adding your value, please contact us!

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