An organisation is seeking a Head of Risk Management in Valencia, Spain with a Hybrid work model.
Responsibilities :
- Setting goals and objectives for department employees, monitoring their implementation and evaluating the results.
- Recruitment, training, adaptation, and development of department employees.
- Preparation and presentation of reports and their impact on the financial stability of the company.
- Monitoring the loan portfolio, analyzing the default and profitability levels, developing and implementing measures to improve them.
- Cooperation with other departments to minimize risks.
- Development, support, and improvement of the credit scoring system, monitoring its relevance.
- Evaluation of the efficiency of automation systems and DSS (Decision Support System), regular updating and improvement of algorithms.
- Tracking changes in the market and implementation of modern automation tools, analytics, and forecasting models.
- Development of data visualization (dashboards, reports) for effective presentation of information.
- Development and control of metrics to evaluate the efficiency of the department (reducing the default level, application processing time, minimizing errors when working with applications, etc.).
- Analysis of employee performance, regular feedback, and implementation of measures to improve their efficiency.
- Monitoring key metrics of the loan portfolio (approval rate, default, profitability, delinquency) and taking corrective measures.
- Conducting a comprehensive analysis of the department’s activities to improve work, optimize processes, and increase the company’s performance.
Requirements :
Spanish, Ukrainian, English language proficiency.Experience in banks and financial institutions (preferably from 3 years).Excel skills.Ability to work in a team.Excellent communication skills, non-conflict.Stress resistance and a high level of analytical skills.Readiness for continuous learning and self-development.Show initiative, ability to make decisions independently.Conditions :
Official form of employment.Decent salary level, directly dependent on professional skills.Interesting tasks and professional growth.Schedule 5 / 2 from 09 : 00 to 18 : 00.Modern office in the center of Valencia.We can initially consider a remote schedule, then possibly a hybrid one, as well as permanent work in the office.Job Type : Full-time.Pay : 5,000.00€ – 7,000.00€ per month.Language : Spanish (Required).J-18808-Ljbffr