Senior Credit Risk Model Analyst

At ING we are looking for Senior Credit Risk Models Analyst

Your role and work environment :

We are looking for a talented and enthusiastic Senior Credit Risk Models Analyst to join our Retail Credit Risk Team within ING Risk Domain.

The responsibility of this team is to oversight the risk in the Spanish Retail Lending portfolio during the whole credit lifecycle and our way of working is 100 flexible in small subjectexpert areas and with a continuous interaction with international teams.

Your key responsibilities :

As a Credit Risk Model Analyst you will :

Positively contribute to the development and maintenance of IRB & IFRS9 models

Collaborate to identify and mitigate risks through appropriate levels of capital and provisions

Ensure the Retail Lending portfolios growth on a sustainable fashion.

What are we looking for

Want to know if this job is made for you These are some of the qualities that we value the most for this role. And if the shoe fits dont hesitate to apply!

• Bachelors degree or equivalent in Economics Business Statistics Maths or Econometrics.
• Experience on retail lending portfolios developing / monitoring / validating regulatory credit risk models from banking or consultancy.
• Excellent knowledge of statistics and / or mathematics as well as programming preferably in SAS and / or SQL.
• Strong analytical and problemsolving skills. Knowledge of banking and financial industry preferably on the Retail Lending side.
• Independent creative and proactive mindset. Focus on delivering pragmatic and feasible solutions.
• Fluent English and Spanish language skills.
• Eager to lead projects.

What do we offer

The time you spend at work the challenges you face or the lessons you get are very important but What about your personal life At ING we want your work to fulfill you in every way and that is why we take care of even the smallest details.

Check out what is waiting for you!

Be flexible my friend.

Our model is all about flexibility and accountability. Keeping both our customers and our colleagues needs in mind you determine together which days you work at home and which you come to ING MAD to offer your best your thing.

Restaurant card.

So that thinking about what to have for lunch doesnt take up your time or your cravings.

Our house will be your home.

In our offices you can find electric mobility solutions doctor hairdresser gym The Good Service (to help you with your errands) and much more!

Health insurance.

For you and all your family (spouse / partner and children).

Life insurance.

We help you protect what matters most to you.

Flexible remuneration.

In addition you will enjoy our flexible remuneration model through a more taxadvantaged way you will be able to access other services such as nursery transport card training aids

Free company shuttle.

It doesnt matter where you live. We have 6 routes (North Central South A5 A42 and A6 to get you to our ING office in Madrid comfortably.

Banking benefits.

Special loans with more beneficial conditions.

Special mortgage conditions after 6 months working at the bank.

And you can benefit from our pension plan after 1 month with us!

More vitality and more belonging

360 care of the employee (physical mental social connection & purpose).

Physiotherapy service on site.

Clinics with professional worldclass athletes.

Gympass service.

Employee Networks : Rainbow Lions (LGBTQI) Leonas & RIG.

International Remote work program.

Get to know Us

We are a team of more than 1700 people sharing one idea : doing our bit in helping our clients create a better future for themselves by providing them with the tools they need to get where they want to go.

A fully online bank where technology innovation simplicity and transparency are the main ingredients and the first one to work with agile methodologies .

And although we are based in Spain we are lucky to work in an international bank with presence in more than 40 countries.

We are proud to have a diverse team and we are committed to continue developing a culture of Diversity Inclusion and Belonging to foster a culture of collaboration and innovation that represents all collectives in the society.

And even though we look orange on the outside we are green on the inside . Our ambition in Sustainability is Empowering (y)our Sustainability journey . We are embarking on our path for us but we are also there for when our clients decide to embark on this journey.

Making things happen helping others be successful always being one step aheadthats our DNA. If you look at yourself in the mirror and your reflection matches our way of being and working we are looking forward to meeting you!

En ING estamos buscando un Analista Senior de Modelos de Riesgo de Crdito

Tu rol y entorno de trabajo :

Estamos buscando un Analista Senior de Modelos de Riesgo de Crdito talentoso y entusiasta para unirse a nuestro equipo de Riesgo de Crdito Minorista dentro del Dominio de Riesgo de ING.

La responsabilidad de este equipo es supervisar el riesgo en la cartera de prstamos minoristas en Espaa durante todo el ciclo de vida del crdito. Nuestra forma de trabajar es 100 flexible en pequeas reas de expertos en la materia y con una interaccin continua con equipos internacionales.

Tus responsabilidades clave :

Como Analista de Modelos de Riesgo de Crdito t :

Qu estamos buscando

Quieres saber si este trabajo es para ti Estas son algunas de las cualidades que valoramos ms para este rol. Y si te identificas con ellas... no dudes en postularte!

Qu ofrecemos

El tiempo que pasas en el trabajo los desafos que enfrentas o las lecciones que aprendes son muy importantes pero... Qu hay de tu vida personal En ING queremos que tu trabajo te llene en todos los sentidos y por eso cuidamos hasta el ms mnimo detalle.

Mira lo que te espera!

S flexible amigo / amiga. Nuestro modelo se basa en la flexibilidad y la responsabilidad. Teniendo en cuenta las necesidades de nuestros clientes y colegas t decides junto con tu equipo qu das trabajas desde casa y cules vienes a ING MAD para ofrecer lo mejor de ti. Haz lo tuyo.

Tarjeta de restaurante. Para que pensar en qu comer no ocupe tu tiempo ni tus antojos.

Nuestra casa ser tu hogar. En nuestras oficinas puedes encontrar soluciones de movilidad elctrica mdico peluquero gimnasio The Good Service (para ayudarte con tus recados) y mucho ms!

Seguro de salud. Para ti y toda tu familia (cnyuge / pareja e hijos).

Seguro de vida. Te ayudamos a proteger lo que ms te importa.

Remuneracin flexible. Adems disfrutars de nuestro modelo de remuneracin flexible a travs de una forma ms ventajosa fiscalmente podrs acceder a otros servicios como guardera tarjeta de transporte ayudas para formacin...

Transporte gratuito de la empresa. No importa dnde vivas. Tenemos 6 rutas (Norte Central Sur A5 A42 y A6 para llevarte cmodamente a nuestra oficina de ING en Madrid.

Beneficios bancarios. Prstamos especiales con condiciones ms beneficiosas. Condiciones especiales de hipoteca despus de 6 meses trabajando en el banco. Y podrs beneficiarte de nuestro plan de pensiones despus de 1 mes con nosotros!

Ms vitalidad y ms pertenencia Cuidado 360 del empleado (fsico mental conexin social y propsito). Servicio de fisioterapia en el lugar. Clnicas con atletas profesionales de clase mundial. Servicio de Gympass. Redes de empleados : Rainbow Lions (LGBTQI) Leonas & RIG. Programa de trabajo remoto internacional.

Concenos

Somos un equipo de ms de 1700 personas compartiendo una idea : contribuir a ayudar a nuestros clientes a crear un futuro mejor para ellos mismos proporcionndoles las herramientas que necesitan para llegar a donde quieren ir.

Un banco completamente online donde la tecnologa la innovacin la simplicidad y la transparencia son los ingredientes principales y el primero en trabajar con metodologas giles.

Y aunque estamos basados en Espaa tenemos la suerte de trabajar en un banco internacional con presencia en ms de 40 pases.

Estamos orgullosos de tener un equipo diverso y estamos comprometidos a seguir desarrollando una cultura de Diversidad Inclusin y Pertenencia para fomentar una cultura de colaboracin e innovacin que represente a todos los colectivos de la sociedad.

Y aunque parecemos naranjas por fuera somos verdes por dentro. Nuestra ambicin en Sostenibilidad es Empoderar (tu) viaje de Sostenibilidad. Estamos embarcando en nuestro camino para nosotros pero tambin estamos all para cuando nuestros clientes decidan embarcarse en este viaje.

Hacer que las cosas sucedan ayudar a otros a tener xito siempre estar un paso adelanteese es nuestro ADN. Si te miras en el espejo y tu reflejo coincide con nuestra forma de ser y trabajar... estamos deseando conocerte!

Required Experience :

Senior IC

Key Skills

Financial Statement Preparation,Credit Analysis,Cash Flow Analysis,Math,Banking,Analysis Skills,UCC Law,Underwriting,Financial Analysis,Financial Modeling,Financial Report Interpretation,Word Processing

Employment Type : Full-Time

Experience : years

Vacancy : 1