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Senior Credit Risk Model Analyst

Senior Credit Risk Model Analyst

buscojobs EspañaMadrid, Comunidad de Madrid, España
Hace 12 días
Descripción del trabajo

At ING, we are looking for a talented and enthusiastic Senior Credit Risk Models Analyst to join our Retail Credit Risk Team within the ING Risk Domain.

Your role and work environment :

As a Senior Credit Risk Models Analyst, you will be responsible for developing and maintaining IRB & IFRS9 models, collaborating to identify and mitigate risks through appropriate levels of capital and provisions, and ensuring sustainable growth of the Retail Lending portfolios. Our team operates with 100% flexibility, working in small, subject-expert areas, with continuous interaction with international teams.

Your key responsibilities :

  • Develop and maintain IRB & IFRS9 models.
  • Identify and mitigate risks through appropriate levels of capital and provisions.
  • Ensure sustainable growth of the Retail Lending portfolios.

What are we looking for?

If you possess the following qualities, you might be a good fit for this role :

  • Bachelor’s degree or equivalent in Economics, Business, Statistics, Maths, or Econometrics.
  • Experience with retail lending portfolios, including developing, monitoring, and validating regulatory credit risk models in banking or consultancy.
  • Excellent knowledge of statistics and / or mathematics, and programming skills in SAS and / or SQL.
  • Strong analytical and problem-solving skills, with knowledge of the banking and financial industry, preferably retail lending.
  • Independent, creative, and proactive mindset, focused on delivering pragmatic solutions.
  • Fluent in English and Spanish.
  • Eager to lead projects.
  • What do we offer?

    We aim to support your personal and professional growth with flexible work arrangements, comprehensive benefits, and a vibrant work environment. Our offerings include health and life insurance, flexible remuneration, company shuttle, special loans, pension plans, wellness programs, employee networks, and remote work options.

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    Credit Risk Analyst • Madrid, Comunidad de Madrid, España