Credit Analyst - Portfolio Management

At U.S. Bank, we are on a journey to do our best by helping our customers and businesses make better and smarter financial decisions. We aim to support communities to grow and succeed confidently, which we call the courage to thrive. We believe every individual has unique potential, and a career with U.S. Bank offers a wide range of opportunities to discover what makes you thrive. You can try new things, learn new skills, and find what you excel at — all from Day One.

Job Description

The Credit Analyst is responsible for conducting credit analyses, including gathering, analyzing, and interpreting all types of credit information on existing portfolios. This includes credit reports, industry research, and tax returns. The analyst inputs data into tracking and reporting systems and prepares credit reports for decision-makers. They also set up and maintain databases to analyze accounts and portfolios, monitoring for potential risks to mitigate losses. The role involves providing credit information to relevant parties and supporting credit decision processes.

Main Duties include :

• Analyze existing customers with exposure below $750K.
• Complete financial and business analysis reports as required.
• Collaborate with Customer Due Diligence, Fraud, Collections, and Chargebacks Departments when necessary.
• Make credit decisions on assigned cases.
• Communicate with customers and sales teams on credit and risk issues.
• Manage time effectively to meet deadlines.
• Work well within a team.
• Identify issues that need escalation.
• Maintain a positive, self-motivated attitude.
• Support management with various tasks.

Basic Qualifications :

Preferred Skills / Experience :

Work Schedule & Additional Info

This role offers a hybrid / flexible schedule, with in-office expectations of at least 3 days per week and flexibility to work remotely on other days. Please ensure your CV and application are submitted in English. For accommodations related to disabilities during the application process, refer to our disability accommodations policy.

Benefits

We provide a diverse, fast-paced working environment with benefits supporting your health and financial security. We invest in your career development, offering resources to help you grow and succeed.

Note : Posting may close earlier due to high application volume.

Additional Details

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