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Senior Credit Risk Models Analyst

Senior Credit Risk Models Analyst

ING España & Portugalmadrid, España
Hace más de 30 días
Descripción del trabajo

At ING, we are looking for a Senior Credit Risk Models Analyst .

Your role and work environment :

We seek a talented and enthusiastic Senior Credit Risk Models Analyst to join our Retail Credit Risk Team within the ING Risk Domain.

The team oversees risk in the Spanish Retail Lending portfolio throughout the entire credit lifecycle. Our work environment is 100% flexible , organized into small expert areas, with continuous interaction with international teams.

Your key responsibilities :

  • Contribute to the development and maintenance of IRB & IFRS9 models.
  • Identify and mitigate risks through appropriate levels of capital and provisions.
  • Ensure sustainable growth of the Retail Lending portfolios.

What are we looking for?

If this job is a good fit for you, here are some qualities we value :

  • Bachelor’s degree or equivalent in Economics, Business, Statistics, Maths, or Econometrics.
  • Experience with retail lending portfolios, developing, monitoring, or validating regulatory credit risk models in banking or consultancy.
  • Excellent knowledge of statistics / mathematics and programming (preferably SAS and / or SQL).
  • Strong analytical and problem-solving skills; knowledge of banking and financial industry, especially Retail Lending.
  • Independent, creative, proactive, with a focus on pragmatic solutions.
  • Fluent in English and Spanish.
  • Eager to lead projects.

    • What do we offer?

    We prioritize your personal fulfillment alongside professional challenges. Our offerings include :

  • Flexibility : Work from home or office as agreed, with a focus on work-life balance.
  • Office amenities : Electric mobility solutions, medical services, gym, hairdresser, and more.
  • Health and life insurance : For you and your family.
  • Flexible remuneration : Tax-advantaged benefits like nursery, transport, and training aids.
  • Commute support : Company shuttle with multiple routes.
  • Financial benefits : Special loans, mortgage conditions after 6 months, pension plan after 1 month.
  • Employee well-being : Physiotherapy, clinics with professional athletes, Gympass, and employee networks like Rainbow Lions, Leonas, & RIÑG.
  • Remote work : International remote work program.

    • Get to know us

    We are a team of over 1700 people committed to helping clients create a better future. As a fully online bank operating in more than 40 countries, we value diversity, inclusion, and sustainability. Our culture is built on agility, innovation, and transparency. If you see yourself aligning with our values and way of working, we look forward to meeting you!

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    Senior Risk Analyst • madrid, España